Privacy Policy

Flexiblegivingaccount.org is a product of the Fearless Foundation 501(c)(3). Learn more about the Fearless Foundation at m614.org.

SECTION 1 – WHAT DO WE DO WITH YOUR INFORMATION?

When you create a Flexible Giving Account (FGA), as part of the registration process, we collect and store the personal information you give us including: your name, company, email address, and phone number.

When you connect Funding Sources to your FGA, including checking accounts, saving accounts, credit cards, and/or debit cards, we will store only: the name of the financial institution, the type of account, the last 4 digits of the account number, and card expiration dates. Because we do not store any routing numbers, bank account numbers, credit/debit card number, or CVV codes, we waive the requirement to be PCI compliant. All sensitive financial data is stored at our third party merchant services Stripe and Plaid. (See more in section 5)

When you browse our site, we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system.

And to meet the added security expectations associated with being a financial application, we will send mandatory email notices about your account including password reset notifications, funding account activity, and automatic transaction notices. We will also send you email marketing messages promoting account features, budgeted giving practices, and other messages related to charitable giving. You will have the option to unsubscribe from email marketing messages.

SECTION 2 – CONSENT

How do you get my consent?

When you provide us with personal information to complete a transaction, verify your bank account, deposit funds, or donate to a nonprofit, we imply that you consent to our collecting your information and using it for that specific reason only.

If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no.

How do I withdraw my consent?

If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at anytime, by contacting us at mick@m614.org or mailing us at: Fearless Foundation 2329 North Career Ave, Suite 318, Sioux Falls, SD, 57107, United States.

You may also withdraw consent by disabling your Flexible Giving Account.

SECTION 3 – DISCLOSURE

We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.

SECTION 4 – HOSTING & THIRD PARTY

Our site is hosted by a third party. They provide us with the online donation platform that allows us to collect funds to be distributed to nonprofits.

Your basic contact data is stored on our site. All sensitive financial data is stored securely on our merchant applications’ (Stripe.com and Plaid.com) databases, servers and general application.

Funding Sources: If you choose to create a Flexible Giving Account and link a Credit Card, Debit Card or Bank Account as a funding source, then Stripe.com and/or Plaid.com store your bank account data. This data is encrypted through the Payment Card Industry Data Security Standard (PCI- DSS). Your bank account information is stored for as long as your bank account is verified and actively linked to your Flexible Giving Account. We remove your bank account information from Stripe and Plaid when that funding source is unlinked from your FGA.

Stripe.com and Plaid.com adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council.

For more insight, visit Stripe.com and Plaid.com.

SECTION 5 – THIRD-PARTY SERVICES

In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

In particular, remember that certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.

Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.

Links

When you click on links on our website, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

SECTION 6 – SECURITY

To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

If you provide us with your bank or credit/debit account information, the information is encrypted using secure socket layer technology (SSL) and communicated to our merchant vendors (Stripe and/or Plaid) through browser-level encrypted javascript. Your sensitive financial information is never processed by server-level scripts or transmitted to our server in any way. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all SSL requirements and implement additional generally accepted industry standards as suggested by our merchant providers Stripe and Plaid.

Cookies

Please contact us for a list of cookies that we use.

SECTION 7 – AGE OF CONSENT

By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

SECTION 8 – CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

QUESTIONS AND CONTACT INFORMATION

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at mick@m614.org or by mail at Fearless Foundation

[2329 North Career Ave, Suite 318, Sioux Falls, SD, 57107, United States]